The Effect of Financial Influencer, Parasocial Relationship, and FOMO on Gene…

This study aims to analyze the simultaneous and partial effects of Financial Influencer, Parasocial Relationship, and Fear of Missing Out (FOMO) on Generation Z's decision to use the SeaBank application. Data were collected via questionnaires from 200 Generation Z respondents who use the SeaBank application, selected using a purposive sampling technique. The study employed Partial Least Squares…